Don't Predict
Modern Portfolio Theory based on Nobel Prize winning research demonstrates that the most prudent approach to minimising risk and maximising the probability of achieving the average expected index return is to hold the entire index.
This approach puts the key drivers of investment success within your control. Markets work, and risk and return are related. Intelligent asset allocation determines the vast majority of investment return. We can set strategic asset allocations based on your risk profile, without the need to predict markets.
By using passive index funds to deliver the returns on underlying asset classes, you don't incur the risks of manager underperformance, or style drift. And by accepting market rates of return, keeping costs low, maintaining discipline and diversification, you will receive a successful investment experience.